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Lending Software Development

If you want to become a leader in the lending industry, consider developing a lending platform. It provides process automation of the whole loan lifecycle, expanding the possibilities of financial institutions and providing an extraordinary customer experience. Gain competitive advantages with Geniusee’s lending software development to close more loan deals, increase profits, reduce operational costs and risks, and enhance efficiency.

Lending Software Development

Lending Solutions We Develop

Geniusee is an experienced lending software development company. We deliver custom solutions according to your needs. Our team may help you automate processes, provide an outstanding digital experience for your end customers and strengthen your relationships with them, secure clients' data, increase productivity, and achieve your business needs and goals. Whether you need an app for a wide range of financial services or deeply specialized loan management software, Geniusee is here for you.

  • Interactive analytics dashboards
  • Machine-driven cash pooling
  • Automated reports
  • Multiple formats
  • Real-time payments
  • Virtual accounts
  • Receivable and payable solutions
  • Advanced control tools
  • Profound liquidity management
  • Enhance data access
  • Optimise costs
  • Ameliorate decision-making
  • Reduce manual operations
  • Increase accuracy
  • Improve risk management
  • Paperless documentation
  • Upgrade customer engagement
  • Process applications automatically
  • Accelerate loan approval process
  • Ensure compliance
  • Enhance access
  • Estimate credit risk easier
  • Provide end-to-end solutions
  • Mobile apps
  • Unify processes on a single platform
  • Ensure multichannel access
  • Automate mortgage loan documentation
  • Real-time approval
  • Guarantee compliance
  • Personalize loan process
  • Enable automated loan origination
  • Simplify loan lifecycle
  • Automate loan origination and servicing
  • Improve decision making
  • Enhance risk management
  • Unify data and credit lines
  • Ensure efficiency of business processes
  • Improve efficiency
  • Ensure compliance
  • Maintain and create collaterals
  • Discard manual revaluations, releases, and renewals
  • Guarantee multiple business lines
  • Automate data collection
  • Advanced analytics
  • Simplify processes across parties
  • Enhance customer engagement
  • Accelerate loan decision
  • Optimize business decisions
  • Automate processes and workflow
  • Ensure information access
  • Diminish rekeying data
  • Increase accuracy
  • Your idea, our expertise
  • Robust solutions
  • Market-fit FinTech products
  • Artificial intelligence and machine learning
  • Third-party services
  • Personalized management system
  • Mobile app, web, or desktop
  • Cloud and server-based
  • Property valuation tools
  • Automated advisory services
  • Legal maintenance instruments
  • Contact database management
  • Debt collection software
  • Credit risk estimator
  • CRM systems
  • P2P lending solutions
  • Loan comparison and monitoring software
  • Loan affordability calculators
  • Loan management apps and modules
  • Payment gateway API
  • Digital lending platforms
  • DeFi lending and borrowing solutions
  • Credit history and scoring software
  • Crowdfunding platforms
  • In-advance payment tools
  • Invoice financing development

Benefits of Lending Software

  • Increase the company’s efficiency
  • Automate processes and ensure consistency
  • Enhance analytics with AI
  • Eliminate unnecessary holds
  • Simplify document management
  • Minimise errors and increase accuracy
  • Ensure data security and improve fraud detection
  • Painless compliance with rules and regulatory requirements
  • Reduce risks and bad loans portfolio
  • Optimise revenue and increase income
  • Provide excellent customer service and experience
  • Rationalisation and acceleration of decision making

Who needs lending software?

Traditional and digital-only banks

Consumer and commercial lenders

Brokerage and leasing companies

P2P/POS lenders and marketplaces

Microfinance and PDL lenders

Credit unions

Lending Software Development Services

Our Lending Software Development Process


We discover the project objectives and define your proper business needs to provide you with the most fitting lending software solutions.


We predict risks and draw a detailed view of the strategy for each project’s life cycle stage.


Ensuring banking and financial industry expertise, we deliver results with qualified execution.


To test lending software, we find and fix the weak points to make the product perfectly reliable.


By controlling every stage of FinTech solutions, which were developed on budget and time, we can manage the launch.


After the deployment of financial services, we constantly scale the product and stay by your side.

Lending Software Key Features

Almost all main features of lending software match with perks financial companies gain by using them. This is the core idea of lending software development. Its purpose is to make your life and the lives of your customers easier and within regulatory requirements. You definitely should give it a try.

Process automation

Simplify business operations and workflow

  • Process application
  • Documentation filing
  • Decision-making
  • Risk management
  • Loan origination and servicing
  • Analytics

Ensure potential growth of your system

  • Scalable architecture
  • Add new products and services
  • Dispose of limitations
  • Ensure fast growth
Regular updates

Upgrade your product according to market trends

  • Cloud-native cloud lending solutions
  • Enter global market
  • Stay up-to-date
  • Keep customers satisfied
  • Dismiss legacy systems
Custom options

Customize existing commercial solutions as per your needs

  • Add features
  • Add specific solutions
  • Adapt software
  • Automate processes
  • Optimize costs
Centralized storage

Keep customer data in one safe place

  • Secure data
  • Automate processes
  • Enhance analytics
  • Reduce manual tasks
  • Categorize automatically
  • Empower decision making

Ensure access for all authorized stakeholders

  • Handle multiple accounts
  • Create a horizontally managed team
  • Untangle reports creating
  • Simplify processes
  • Empower analytics
Responsive and mobile-friendly

Make customers love your lending application

  • Intuitively understandable interface
  • Connection via different devices
  • Real-time access
  • Online and offline
  • Web, mobile, and desktop versions
  • Acceptable for all browsers
  • Adaptable for different systems (iOS, Android, Windows)

The future of FinTech solutions is collaboration, not isolation

  • Ensure data entry and collection
  • Enhance analytics
  • Empower user engagement
  • Provide security
  • Automate processes
  • Delegate tasks out of your competence field
  • Improve communication
Simple deployment

Ready, steady, go!

  • Catch innovation-lovers into your customer basket
  • Ensure entering the market first
  • Gain a competitive advantage
  • Start with MVP

Technology Stack for Lending Software

Our Portfolio

What is a lending app software development company without successfully implemented cases? Check them out!

Frequently Asked Questions:

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The cost of lending software development depends on the features you want it to have. The fewer functions you include in the app, the lower the cost. The lowest price starts from $30,000, yet this type of lending application will have very limited capabilities. The cost of a more advanced system varies from $50,000 to $90,000. Of course, there are even more expensive lending software solutions, up to $300,000 or more for robust solutions. The greatest price tag is for highly secured or encrypted lending solutions. Estimate the cost of your idea here.

The advantages of custom-built software are always more valuable than the time and price it takes to develop it. We divide FinTech solution development into five steps: product ideation (the idea of the product, market fit, analysis of competitors' products, etc.), design (prototype, UI/UX), development (MVP or full-scale product), testing, and release. Depending on the situation, each stage may have a different time frame. For example, the product ideation stage may take two weeks or six months, depending on the branch, type, complexity of the product, the number of competitors, etc. The design stage of a basic mock-up takes around two weeks, while the wireframe with highly complicated iterations takes two months. MVP development may take a month or three based on the difficulty of the product, while the development of a full-scale version varies from six to nine months or even more. The amount of time a lending software development company will spend on creating the system is up to you and your idea. Yet, the average estimated time is four to nine months.

First of all, we will sign an agreement and NDA. Then, almost everything is up to you. For example, you may bring in your own idea, or we may create one together. We will be staying in tight communication with you and your team while developing a lending platform or application or any other type of software. You will have access to all the documentation, and you (or your product manager) will be the one who approves all the decisions.

Other FinTech solutions we can build

  • Investment programs
  • Digital banking
  • Blockchain
  • Core banking system
  • Trading solutions
  • Financial risk management programs
  • Lending software
  • E-wallets
  • Mobile banks
  • Insurance software
  • Accounting software services
  • Tax software
  • Financial consulting
  • Custom software development

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